You are confused on how old do you have to be to get a debit card then be calm it is simple process you get easily
in today date 2022 there are many banks they give debit card on account opening also no age matter for account opening only residential proof of their country needed
so I will give all guide by different country, so it is easy to get answer for you
how old do you have to be to get a debit card uk
There are certain “child” and “atrocious credit” debit cards that are available – these cards have NO overdraft facility and are not accepted as widely as the standard debit cards. “Electron” was the Visa version and “Maestro” was the MasterCard equivalent.
Here in the UK, the minimum age for a debit card is fourteen.
They’re not a form of credit – as you can only spend what’s inn the linked bank account – so they can legitimately be given to minors.
Only people over 18 can sign contracts or credit agreements.
how old do you have to be to get a debit card usa
In the United States, you generally can’t enter into a contract, including a banking relationship, until you’ve turned 18. A person under the age of 18 is called a “minor”.
However, a minor’s legal guardians can enter into a contract on her behalf. This opens up two possibilities for a minor to have a debit card.
First, “student accounts” are often available to children, usually at least 13 years of age, but this varies by bank, with the signature of a guardian. These accounts generally include a debit card for the underage student.
Second, a minor may be allowed to be an “authorized user” on his guardian’s accounts. Therefore, they can be allowed to have their own debit card in their own name which turns into the guardians’ checking or savings account.
Please note that, in all cases, guardians will be legally responsible for how the child uses the child’s card, including any overdrafts or maintenance fees, and the child’s card activity will be reflected in the child’s credit scores. tutor.
Regardless of her age, give your kids a good financial education before giving them a debit card, so check often to make sure they are using it responsibly. This includes teaching them how to plan, save, make wise purchase decisions, secure their card and PIN, and promptly notify you of any unexpected card activity.
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